Why does health insurance not cover everything 100%?
Health insurance doesn't cover 100% of your medical costs due to the nature of the insurance business model, which is designed to share risk between you and the insurance company. There are also various policies, premiums, deductibles, and out-of-pocket maximums to consider, which can affect the coverage amount. Another reason is to prevent overutilization or misuse of health services. Lastly, some treatments and procedures may not be covered if they are considered experimental or not medically necessary. It's always crucial to understand your policy's details and limitations to avoid unexpected costs.
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